We offer an array of asset based lending (ABL) and financing solutions.
Never turn down a massive revenue opportunity due to lack of production capital. Capital Desk pays your manufacturers and suppliers directly to produce and ship your goods, allowing you to fulfill large-scale purchase orders seamlessly.
Purchase Order Financing helps businesses accept large customer orders without tying up their own cash. It is ideal for wholesalers, distributors, importers, manufacturers, and product-based businesses that have confirmed purchase orders but need funding to pay suppliers before goods are delivered. If strong sales opportunities are outpacing available working capital, Purchase Order Financing can bridge the gap.
Purchase Order Financing allows businesses to fulfill larger orders without using existing cash or turning away new opportunities. By providing the capital needed to pay suppliers, it helps preserve working capital, strengthen supplier relationships, and support continued growth. As order volume increases, financing capacity can often grow alongside your business.
Purchase Order Financing transactions can be complex, requiring coordination between your business, suppliers, customers, and the financing provider. Capital Desk works with a nationwide network of specialty lenders to structure transactions that fit your supply chain and customer relationships. We help navigate the process from approval through funding, improving execution and increasing the likelihood that your order closes successfully.
We serve clients nationwide, and have delivered capital to 48 States, Puerto Rico, and Canada.
Since September, 2023, we’ve deployed $150M+ to clients across an array of industries.
PO Financing is when you obtain capital to pay for your cost-of-goods-sold. It works hand in hand with an A/R Factoring facility. Upon delivery and issuance of an invoice, most clients factor the remaining, unpaid portion for more upfront capital.
We offer two types of PO financing – what we refer to as “hard” and “soft”. A hard PO is a purchase order you have in hand, which you need to execute on. A soft PO or soft PO financing is more for pending or reoccuring business: you don’t have a purchase order in hand, but you do have a customer who always purchases every quarter. We can finance both under either asset based, or sales based, structures.
While a history is nice to have with smaller clients, it’s less important for Big Box Retail. For example, if you have a history with a large customer, like Target, and Walmart comes along – we’re comfortable financing that. If you’re a start-up and/or have no revenue history and/or are super concentrated in one customer name, we likely won’t be able to help much.
Enterprise level or middle market customers we can approve for credit, diversification of your customer base, and although not required, having a history with the existing or similar customers is incredibly helpful.