Last Updated: May 18, 2026
This Investment Advice and Risk Disclosure (“Disclosure”) document pertains to Capital Desk (“We”, “Us”, “Our”, “Capital Desk). Please read this document carefully as it contains important information concerning the risks associated with investing in our private credit fund.
1. No Investment Advice
The information provided on our website, and in any other communication from or related to Capital Desk, does not constitute investment advice, financial advice, trading advice, or any other type of advice, and should not be treated as such. The content provided is purely for informational purposes and is not intended to be relied upon for making investment decisions.
2. Borrower Risk
Borrowing in commercial credit markets involves a high degree of risk, including but not limited to:
a) Market Risk: The possibility that the market declines and creates an exogenous effect on your business.
b) Liquidity Risk: The risk stemming from the lack of cash flow due to repayment of debt.
c) Interest Rate Risk: The risk that an offer may not stand firm due to rising or lowering interest rates.
d) Credit Risk: The risk that a borrower completely defaults on the creditor and has to deal with the legal repercussions therein.
e) Operational Risk: The risk of loss resulting from inadequate or failed internal processes, people and systems, or from external events that result in an inability to pay.
3. No Guarantee of Return
Accessing capital in commercial credit markets comes with risk. There is no guarantee that success will be achieved, or that success expectations will be met. Past performance is not indicative of future results.
4. Third-Party Information
Capital Desk may present data from third-party sources for underwriting purposes. We do not guarantee the accuracy, completeness, or usefulness of this information and disclaim all liability arising from, or relating to, your use of such information.
5. Tax Consequences
Accessing funds in commercial credit markets have tax benefits and consequences. Consult your personal tax advisor for information about the tax implications of a deal from Capital Desk.
6. Regulatory Changes
Changes in laws or regulations governing private credit funds may adversely affect the performance of Capital Desk’s ability to access capital on your behalf.
7. Qualification Calculation Methods
The methods Capital Desk uses to qualify your information for financing can vary from the methods used by other entities who make the actual offer.
8. No Offer or Solicitation
The information provided does not constitute an offer to sell or a solicitation of an offer to sell any capital services.
9. Severability
In the event that any provision of this Disclosure is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law.
10. Contact Us
For further inquiries or clarifications, please contact us at: info [a][t] Capital Desk [dot] com.
Please note that investing in private credit funds involves risk, including the risk of total loss. You should carefully consider your investment objectives and risk tolerance before investing.