Secure funds with asset- or sales-based financing, designed to fit anywhere in your capital stack.
Fast underwriting, timely decisions, and funding when it matters most.
Save a dollar in equity for every dollar you raise at Capital Desk.
who we serve$1M+ companies underserved by traditional bank underwriting.
Every business is different. That’s why we don’t force you into one financing structure with captive underwriting. We evaluate your assets, cash flow, profitability, existing creditors, timing, and use of funds – to find the structure (or combination) best optimized for your goals. We only succeed when you get funded, and we frequently invest alongside our lending partners.
Whether your bank says no or you can’t wait, your current debt facility isn’t large enough, or you need to fill an equity gap, we’re here to explore your unique situation and needs.
why usWhy Companies Choose Capital Desk
Our dedicated Deal Team is here to help you accelerate and derisk the capital raising process, with solutions that fit anywhere in your capital stack.
Access 60+ Lenders
Gain access to asset-based lenders (ABL), A/R and PO financing, sales based financing, SBA lenders, and private credit funds.
More Ways to Get Approved
We structure around assets, liabilities, and level of seniority in your capital stack, with refinancing options available.
Less Paperwork
Most transactions require significantly less documentation than what a traditional bank would require.
We Build Your Story
We position your business for lenders before underwriting begins, helping maximize your odds of approval.
High Certainty to Close
We identify underwriting issues early, negotiate terms, and define steps needed to close.
Fast Funding
Many transactions close in days or weeks, not months, so you can move when opportunity strikes.
We Manage the Process
We coordinate communication with lenders from application through closing, so nothing gets lost.
Aligned With You
We only get paid when you get funded, and we frequently invest alongside our lending partners.
Whatever holds your growth back, we've solved before.
use of fundsWhat Could Your Business Do With the Right Capital?
Access $50K—$50M in capital structured around your business, to take on the biggest constraints holding you back.
Take On Bigger Orders
Accept and fulfill larger contracts, enterprise customers, and high-volume POs with confidence. Stop turning down growth because the working capital isn’t there.
Stabilize Cash Flow
Build financial stability that eliminates recurring cash gaps and allows you to operate from strength, not stress. Capital becomes a liquidity engine, not a scramble.
Buy Out a Partner
Execute partner buyouts, ownership transitions, or recapitalizations without draining liquidity or disrupting operations. Protect control and maintain momentum.
Refinance Expensive Debt
Replace expensive, restrictive, or predatory facilities with sustainable structures that restore cash flow and stabilize the business long term.
Restore Vendor Relationships
Clean up payables, restore vendor relationships, and negotiate from a position of strength. Reduce operational pressure and improve supply-chain reliability.
Unlock Capital Tied up in A/R, POs
Unlock capital tied up in A/R and purchase orders, so cash comes in faster. Reducing strain enables more aggressive growth cycles.
Responding to the Unexpected
Access rapid-response capital for urgent situations — supply-chain shocks, unexpected opportunities, operational disruptions, or sudden financial needs.
Keep Operations Moving
Ensure payroll is always met without compromising stability, credibility, or morale. Access to quick commercial capital protects your workforce and reputation.
States Served
Businesses across 48 states, Canada, and Puerto Rico have trusted Capital Desk to structure and secure commercial financing.
Years of Structuring Debt
Our team brings 50+ years of experience structuring commercial finance transactions across industries, lenders, and market cycles.
Working with Capital Desk has made raising capital so simple. Their process is fast, efficient, and they always have a back-up option, just in case.
We had a deal fall apart in the last minute and the Capital Desk was able to find a competing, and even better, offer that closed. We are so thankful for them.
Fast and efficient. You can trust they'll do the right thing because they put money on the line.
testimonialsTrusted by Business Owners. Proven By Results.
value at scalePowered by Institutional-Grade Technology
We leverage the same data, underwriting, verification, and market intelligence platforms trusted by commercial lenders nationwide.





