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Don't spin your wheels chasing capital. Access liquidity from a network of 60+ commercial financing institutions, offering 11+ solutions with one entry point: Capital Desk.

who we serve$1M+ companies underserved by traditional bank underwriting.

Every business is different. That’s why we don’t force you into one financing structure with captive underwriting. We evaluate your assets, cash flow, profitability, existing creditors, timing, and use of funds – to find the structure (or combination) best optimized for your goals. We only succeed when you get funded, and we frequently invest alongside our lending partners.

Whether your bank says no or you can’t wait, your current debt facility isn’t large enough, or you need to fill an equity gap, we’re here to explore your unique situation and needs.

Total Deployed + Revolving
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Financings Arranged
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Lending Partners
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why usWhy Companies Choose Capital Desk

Our dedicated Deal Team is here to help you accelerate and derisk the capital raising process, with solutions that fit anywhere in your capital stack.

Access 60+ Lenders

Gain access to asset-based lenders (ABL), A/R and PO financing, sales based financing, SBA lenders, and private credit funds.

More Ways to Get Approved

We structure around assets, liabilities, and level of seniority in your capital stack, with refinancing options available.

Less Paperwork

Most transactions require significantly less documentation than what a traditional bank would require.

We Build Your Story

We position your business for lenders before underwriting begins, helping maximize your odds of approval.

High Certainty to Close

We identify underwriting issues early, negotiate terms, and define steps needed to close.

Fast Funding

Many transactions close in days or weeks, not months, so you can move when opportunity strikes.

We Manage the Process

We coordinate communication with lenders from application through closing, so nothing gets lost.

Aligned With You

We only get paid when you get funded, and we frequently invest alongside our lending partners.

Whatever holds your growth back, we've solved before.

Revolving Lines | Line of Credit | PO Financing | Inventory Lines | Term Loans | Junior Debt 
Revolving Lines | Line of Credit | PO Financing | Inventory Lines | Term Loans | Junior Debt 
$440K, Urgent Care Clinic | $180K, Manufacturer | $550K, Media Platform | $90K Liquor Store | $250K, Consumer Brand | $130K, Gym Franchise | $500K, Autism Clinic | $800K, App Publisher | $1M, Manufacturer | $5M, Healthcare Company | $2M, Winery & Resort | $160K, Toy Manufacturer |  
$440K, Urgent Care Clinic | $180K, Manufacturer | $550K, Media Platform | $90K Liquor Store | $250K, Consumer Brand | $130K, Gym Franchise | $500K, Autism Clinic | $800K, App Publisher | $1M, Manufacturer | $5M, Healthcare Company | $2M, Winery & Resort | $160K, Toy Manufacturer |  

use of fundsWhat Could Your Business Do With the Right Capital?

Access $50K—$50M in capital structured around your business, to take on the biggest constraints holding you back.

the desk
Take On Bigger Orders

Accept and fulfill larger contracts, enterprise customers, and high-volume POs with confidence. Stop turning down growth because the working capital isn’t there.

Stabilize Cash Flow

Build financial stability that eliminates recurring cash gaps and allows you to operate from strength, not stress. Capital becomes a liquidity engine, not a scramble.

Buy Out a Partner

Execute partner buyouts, ownership transitions, or recapitalizations without draining liquidity or disrupting operations. Protect control and maintain momentum.

Refinance Expensive Debt

Replace expensive, restrictive, or predatory facilities with sustainable structures that restore cash flow and stabilize the business long term.

Restore Vendor Relationships

Clean up payables, restore vendor relationships, and negotiate from a position of strength. Reduce operational pressure and improve supply-chain reliability.

Unlock Capital Tied up in A/R, POs

Unlock capital tied up in A/R and purchase orders, so cash comes in faster. Reducing strain enables more aggressive growth cycles.

Responding to the Unexpected

Access rapid-response capital for urgent situations — supply-chain shocks, unexpected opportunities, operational disruptions, or sudden financial needs.

Keep Operations Moving

Ensure payroll is always met without compromising stability, credibility, or morale. Access to quick commercial capital protects your workforce and reputation.

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States Served

Businesses across 48 states, Canada, and Puerto Rico have trusted Capital Desk to structure and secure commercial financing.

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Years of Structuring Debt

Our team brings 50+ years of experience structuring commercial finance transactions across industries, lenders, and market cycles.

servicesChoose the Right Solution for Your Unique Situation

Capital Markets
Need Capital?
Access our nationwide network of 60+ commercial lenders. We source, structure, negotiate, and close financing designed around your business.
One Application
Best Fit Financing
Lenders Compete
Structured Around Your Business
Inside Desk
Already Have Offers?
Our Inside Desk service independently reviews, negotiates, and stress-tests financing proposals—helping you make better capital decisions.
Independent Review
Negotiating Leverage
Stress Test Deals

testimonialsTrusted by Business Owners. Proven By Results.

Capital Desk History
$ 0 M+

value at scalePowered by Institutional-Grade Technology

We leverage the same data, underwriting, verification, and market intelligence platforms trusted by commercial lenders nationwide.

contact usDo you own, manage, or advise a $1M+ business? Explore your options.