We offer an array of asset based lending (ABL) and financing solutions.
SBIC Funds provide long-term growth capital to small and middle-market businesses through investment funds licensed by the U.S. Small Business Administration. Unlike traditional bank loans, SBIC financing can include subordinated debt, mezzanine financing, or equity investments to help businesses fund acquisitions, expansion, recapitalizations, or other strategic growth initiatives. Capital Desk works with a network of SBIC funds and private capital partners to help businesses find the right financing solution.
SBIC Funds are designed for established businesses looking to accelerate growth. They are commonly used to finance acquisitions, fund expansion, support management buyouts, recapitalize a business, or provide growth capital when traditional bank financing alone isn’t enough. Many companies use SBIC financing to bridge the gap between senior debt and equity.
SBIC Funds provide flexible capital that can be tailored to your business’s needs. Depending on the transaction, financing may include subordinated debt, mezzanine financing, preferred equity, or common equity. This flexibility allows businesses to raise larger amounts of capital while preserving cash flow and supporting long-term growth. Depending on transaction size, time to close is usually quicker than traditional outlets.
Finding the right capital partner can be just as important as the financing itself. Capital Desk helps evaluate your business, structure the transaction, and connect you with the SBIC funds and private capital providers best suited for your financing needs. With access to capital providers across the capital stack, we help increase certainty of closing and identify the solution that best supports your long-term growth objectives.
We serve clients nationwide, and have delivered capital to 48 States, Puerto Rico, and Canada.
Since September, 2023, we’ve deployed $150M+ to clients across an array of industries.
SBIC Funds are privately managed investment funds licensed by the U.S. Small Business Administration (SBA). They provide growth capital to qualifying small businesses through debt and equity investments.
SBIC financing is commonly used for business acquisitions, expansion, recapitalizations, management buyouts, growth initiatives, and other strategic investments that help businesses grow.
Unlike SBA loan programs such as the 7(a) or 504, SBIC Funds invest growth capital directly into businesses. Financing may include subordinated debt, mezzanine financing, or equity rather than a traditional commercial loan.
SBIC Funds typically invest in established U.S. businesses that meet SBA size standards and demonstrate strong growth potential. Each fund has its own investment criteria based on industry, transaction size, and business performance.
Not always. Some SBIC Funds provide subordinated debt or mezzanine financing that does not require giving up equity. Others may make minority equity investments, depending on the transaction and the business’s capital needs.