Most companies don’t know this, but your future sales are an asset you can finance for upfront capital. Under the Uniform Commercial Code (UCC), Article 9 (also known as UCC-9), “Accounts” is defined as: Examples of UCC-9 Assets “Accounts receivable” (A/R)…
Capital Financing for the Micro and Lower Middle Market
Capital financing is a crucial step for any business looking to grow. It’s the process of securing funds to support and expand your operations. For micro and lower middle market companies, this process is particularly important. These businesses have often outgrown…
Sales Based Financing for the Micro and Lower Middle Market
Introduction to Sales Based Financing Companies making $10M to $100M in revenue often face unique financing challenges. Traditional loans are not always designed for businesses experiencing rapid growth, cyclical revenue, or evolving capital needs. For many of these businesses, flexibility is…
Structured Capital: Strategic Financing for Growth and Stability
Financing is rarely about whether capital is needed. It’s about how to use that capital in a way that fuels growth without creating unnecessary risk. In many cases, structured capital is the answer. Structured capital isn’t a one-size-fits-all loan or equity…
SBA Business Loans: A Blueprint for Growth and Success
SBA business loans offer companies a unique advantage. These loans provide competitive rates, flexible terms, and strategic leverage. Understanding how SBA loans work and how to use them can help businesses unlock capital and fuel sustainable growth. What Are SBA Business…
How Net Working Capital Can Make or Break Your Business
Net working capital (NWC) is a crucial metric for any company in the $5M to $100M revenue range. It reflects a business’ ability to meet short-term demands and conduct business efficiently. Mastering NWC can bolster cash flow, financial flexibility, and access…
What Is a Business Capital Loan and Why They Matter
For companies with $3 million to $100 million in annual revenue, access to capital is often the difference between stalled growth and accelerated scale. Yet many founders and CFOs struggle to navigate the capital landscape. They’re bombarded with short-term loan offers…
SBA Business Loan Guide 2025: Know Your Options
If you’re a small business owner exploring financing options, you’ve probably heard about SBA business loans. These government-backed loans offer favorable terms and flexible eligibility criteria, making them a top choice for entrepreneurs seeking capital. In this guide, we’ll explore the…
What the Trade War with China Is Really Signaling
Something strange—and alarming—is happening in the global financial system. On the surface it’s a trade war with China. Below the surface it’s something much deeper. Here is what’s obvious: In a normal world, this doesn’t make sense. Why? Because in a…
Asset Based Finance: A Complete Guide for Business Owners
What Is Asset Based Finance? Asset Based Finance (ABF) is a powerful funding solution that allows businesses to unlock cash tied up in their assets. Unlike traditional loans that rely heavily on credit scores and lengthy approval processes, ABF uses tangible…