Access commercial credit and raise funds without banks, investors, or delay.
We stress test deals early on, to increase the odds you get the funds you need.
Once you complete your first deal with our capital desk, fundings happen same or next day.
aboutPerformance-Based Capital Desk for $3M-$100M OpCos
We help $3M-$100M operating companies access funding without banks, investors, or delay. Through our capital desk, we help you find “best fit capital”, based on your assets, sales, and existing financing. With our performance-based model, we only earn fees if you get funded. And to avoid moral hazard, we invest in our deals. We win only if you win.
why usCommercial Credit, Solved for the High Approval Rates
Access 60+ Institutions
Our breadth of lender access, and commercial credit products, gives you more ways to get approved.
High Approval Odds
With some of the highest approval rates, we present 2-3 solutions, so your deal has multiple paths to "yes".
Minimal Documentation
Our deals require far fewer documents than banks need, making it faster, and easier, to fund.
D.F.Y. UW Narrative
We craft the underwriting narrative for you, and position it so lenders see you in the best light.
High Certainty to Close
We'll pressure-test your offers early with lenders, giving your deal a high certainty to close.
Timely Capital
Once approved, funds hit your account in 1-5 days, and same or next day after that.
No Lender Black Holes
We manage the entire process, so your deal doesn't stall, drift, or die in UW. Time kills all deals.
Strategic Alignment
We only get paid if you secure capital, and invest in our deals. We avoid moral hazards.
Optimize Cash Flow with Commercial Credit & Capital Solutions
use of fundsPosition Yourself as a Dominant Force in the Marketplace.
Take On Bigger Orders
Accept and fulfill larger contracts, enterprise customers, and high-volume POs with confidence. Stop turning down growth because the working capital isn’t there.
Capital On Demand
Build financial stability that eliminates recurring cash gaps and allows you to operate from strength, not stress. Capital becomes a liquidity engine, not a scramble.
Buy Out Old Partners
Execute partner buyouts, ownership transitions, or recapitalizations without draining liquidity or disrupting operations. Protect control and maintain momentum.
Refinance Mismatched Debt Structures
Replace expensive, restrictive, or predatory facilities with sustainable structures that restore cash flow and stabilize the business long term.
Settle Up With Key Vendors
Clean up payables, restore vendor relationships, and negotiate from a position of strength. Reduce operational pressure and improve supply-chain reliability.
Unlock Capital Tied up in A/R, POs
Unlock capital tied up in A/R and purchase orders, so cash comes in faster. Reducing strain enables more aggressive growth cycles.
Exigent or Urgent Circumstances
Access rapid-response capital for urgent situations — supply-chain shocks, unexpected opportunities, operational disruptions, or sudden financial needs.
Payroll & Ops Financing
Ensure payroll is always met without compromising stability, credibility, or morale. Access to quick commercial capital protects your workforce and reputation.
Approval Rate
With 60+ institutions, we find a match with the few best fit funders. This gives us one of the highest approval rates in the industry.
Average Client Revenue
Our average client does $31M in annual revenue, in what we define as the Micro Middle Market: too big to be a “small business”, but not big enough to catch the attention of Lower Middle Market lenders.
principlesWe Get Paid Only If You Get Your Funds. And We Invest to Avoid Moral Hazard.
Working with Capital Desk has made raising capital so simple. Their process is fast, efficient, and they always have a back-up option, just in case.
We had a deal fall apart in the last minute and the Capital Desk was able to find a competing, and even better, offer that closed. We are so thankful for them.
Fast and efficient. You can trust they'll do the right thing because they put money on the line.
testimonialsHear what clients have to say about the Capital Desk.
partnersWe integrate with the right tools, to increase the odds you close.




